| Rules | Resources | Affiliates |
| I think the community name kinda says it all. This is a community for Criminal Minds themed graphics. Anyone is welcome to post icons, wallpapers, and other types of graphics. Anyone who decides to post graphics on here is welcome to set there own rules, but I want to make a few of my person rules clear in the info. I don't want anything that I personally create and post here to be uploaded to sites like FanPop.com. If I find my work posted there, the person who did it will be banned. I'm sorry to sound harsh, but I am tired of posting something to LJ and having it redistributed in less than 24 hours. Aside from that, I really don't have many rules. | I get a lot of my images, brushes [url=http://www.beatsbydreaudio.co.uk/]Beats By Dre UK[/url] http://www.beatsbydreaudio.co.uk/ , and other things from various sources online. I think it's time that I list the resources I use. Give credit where credit is due.Image Sources: | |
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2012年4月28日星期六
Beats By Dre UKI get a lot of my images
2012年4月25日星期三
2012年4月23日星期一
Dre Beats UKDick Cowboy - Artist - pink mesh
Dick Cowboy, Lin Jinzhang, fans often affectionately call him "daddy".Dick Cowboy started at the age of 25 stage career, groups have been singing, have gone through ups and downs [url=http://www.beatsbydreaudio.co.uk/]Dre Beats UK[/url]
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, until the age of 40 when the opportunity comes, quickly became the most popular singer make known to every family.Source by the beats by dre relate article：
Beats By DreChinese student SAT test is low due to lack of the training of thinking ability in Netea
The Guangzhou Daily News reported: "the United States of America college entrance exam ()" (SAT) be raging like a storm tide, Chinese student achievement?Recently, Duke International Education published domestic SAT annual report, Chinese students' poor academic performance, average scores lower than the United States of America nearly 300 students from the United States, the official reference line is more than 300 points.
A message, immediately caused by educational circles.Having experienced the test, to exam Kyo why Chinese students will be "the United States of America college entrance examination."?Reading, writing: "heavy disaster area lost points" report shows, Chinese SAT students scored an average of only 1213 points (out of 2400), and the United States' 1509 points compared with the gap between high, nearly 300 branch.
This 300 minute gap mainly to self check students' critical thinking ability in reading and writing test.Which only read a, Chinese students will lose more than 170 points.This shows that Chinese students' overall lack of effective thinking ability training, it is also restricted Chinese students academic ability is one of the most important factors.
Mathematics: only 30 points higher than the American students Chinese students in mathematics has been known for good, but SAT math test scores only 547 points (out of 800) [url=http://www.beatsbydreaudio.co.uk/]Beats By Dre[/url]
According to the report, the reasons for this phenomenon are three: first, Chinese students' mathematical professional English vocabulary poor overall grasp; second, although the SAT math knowledge is narrow, but a lot of knowledge to examine more depth; third, the SAT math difficulty equal to Chinese high level, so Chinese students in mathematics advantages to show completely.
Guangdong: students scores the second report shows, Beijing area students scored an average of 1446, topping the list; Guangdong area with 1388 points in second; the average in Shanghai area is divided into 1211 points, ranking third.
Three regions of the average score was significantly higher than that of other areas of the country, but were lower than those of the United States of America average, while less than 1550 American University Council official reference points.
International School: grades have obvious advantages China International schools, ordinary high school international students SAT average score of 1403 points, than the average high school class of 220 points higher, have obvious advantages.
Over the past 10 years in China's booming international high school, international class, academic English education effect is distinct.Although the domestic international education is still not fully equivalent to the Native American senior high school education, but the gap has become increasingly small.
Explanation of terms: SAT SAT Scholastic Assessment Test Corp, namely academic ability assessment test, is almost all of the American University, especially the Ivy League recognized and require applicants to the test result, it was decided to admissions and scholarships assessment is an important reference index.
The SAT reference guide to writing key words: fine, accurate, a new Chinese writing habits, get rid of.According to the new SAT teacher Lin Ren introduced, refining and vivid action verbs (action verbs) is described in this paper examples and the most effective one of the part of speech, but Chinese students in writing, often used to write "A B" or "A is how", frequently use is, are, to be be verbs series the way of expression, the sentence structure is too rigid.
Two, logic and innovation for writing.The United States higher education to promote the innovation ability of students, so students if you want to obtain SAT writing high words, must answer to reflect its logic thinking and innovative ability.
Teacher often look at the structure of the article, and then examine the logical relationship between paragraphs and sentences, if the students can reflect the viewpoint of innovation, often can add a lot of.
Source by the beats by dre relate article：
A message, immediately caused by educational circles.Having experienced the test, to exam Kyo why Chinese students will be "the United States of America college entrance examination."?Reading, writing: "heavy disaster area lost points" report shows, Chinese SAT students scored an average of only 1213 points (out of 2400), and the United States' 1509 points compared with the gap between high, nearly 300 branch.
This 300 minute gap mainly to self check students' critical thinking ability in reading and writing test.Which only read a, Chinese students will lose more than 170 points.This shows that Chinese students' overall lack of effective thinking ability training, it is also restricted Chinese students academic ability is one of the most important factors.
Mathematics: only 30 points higher than the American students Chinese students in mathematics has been known for good, but SAT math test scores only 547 points (out of 800) [url=http://www.beatsbydreaudio.co.uk/]Beats By Dre[/url]
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, only 30 points higher than the American students.According to the report, the reasons for this phenomenon are three: first, Chinese students' mathematical professional English vocabulary poor overall grasp; second, although the SAT math knowledge is narrow, but a lot of knowledge to examine more depth; third, the SAT math difficulty equal to Chinese high level, so Chinese students in mathematics advantages to show completely.
Guangdong: students scores the second report shows, Beijing area students scored an average of 1446, topping the list; Guangdong area with 1388 points in second; the average in Shanghai area is divided into 1211 points, ranking third.
Three regions of the average score was significantly higher than that of other areas of the country, but were lower than those of the United States of America average, while less than 1550 American University Council official reference points.
International School: grades have obvious advantages China International schools, ordinary high school international students SAT average score of 1403 points, than the average high school class of 220 points higher, have obvious advantages.
Over the past 10 years in China's booming international high school, international class, academic English education effect is distinct.Although the domestic international education is still not fully equivalent to the Native American senior high school education, but the gap has become increasingly small.
Explanation of terms: SAT SAT Scholastic Assessment Test Corp, namely academic ability assessment test, is almost all of the American University, especially the Ivy League recognized and require applicants to the test result, it was decided to admissions and scholarships assessment is an important reference index.
The SAT reference guide to writing key words: fine, accurate, a new Chinese writing habits, get rid of.According to the new SAT teacher Lin Ren introduced, refining and vivid action verbs (action verbs) is described in this paper examples and the most effective one of the part of speech, but Chinese students in writing, often used to write "A B" or "A is how", frequently use is, are, to be be verbs series the way of expression, the sentence structure is too rigid.
Two, logic and innovation for writing.The United States higher education to promote the innovation ability of students, so students if you want to obtain SAT writing high words, must answer to reflect its logic thinking and innovative ability.
Teacher often look at the structure of the article, and then examine the logical relationship between paragraphs and sentences, if the students can reflect the viewpoint of innovation, often can add a lot of.
Source by the beats by dre relate article：
Dr Dre Headphones[market] Chengdu Netease Netease car ten thousand Peugeot 408 cash discount
Disclaimer: This article copyright for automobile Netease all, reproduced please specify the source.Automobile Netease Netease auto editor recently reported in March 28th from Chengdu East 4S stores to understand, Peugeot 408 strength is very attractive, in more than 100000000 margin of preference.
Friends who are interested can go to shop, more preferential conditions shown in the table below: models of official guide 4S stores offer preferential amount 1.6L manual comfortable version 2011 121900 111900 10000 preferential 1.
6L automatic Comfort Edition 2011 133900 123900 10000 preferential Netease car tab 408 look very French style [url=http://www.beatsbydreaudio.co.uk/]Dr Dre Headphones[/url]
Elongated horizontal taillight design also do not have lasting appeal.Compared with the old section of the interior, 408 more simple and intuitive, easy to recognize.Power, 2011 Dongfeng Peugeot 408 using 1.
6 2 litre engine, and is equipped with 4 speed automatic and 5 speed manual transmission.Among them, 1.6 liter engine maximum power of 106 horsepower, the maximum torque of 8226 m 142N& #.The 2 l engine maximum power of 147 horsepower, the maximum torque of 8226 m 200N& #.
The Peugeot 4082011 2.0AT Deluxe Edition Review: Peugeot 408 from outside to inside everywhere body shows European cars style, elegant appearance of the sleek lines, interior use high-quality materials and sophisticated workmanship with a variety of security configuration, 408 for the three compartment sedan offers the best driving space, the largest field of vision and the best interior illumination.
Generally, 408 economic practicality is good.Click into the more information the Peugeot car buying address: Chengdu Jinjiang District happiness Merlin (Golden Port circuit across the ramp) phone: 028, 85912960 note: due to be the most changeful market price, price information in the article to date.
Source by the beats by dre relate article：
Friends who are interested can go to shop, more preferential conditions shown in the table below: models of official guide 4S stores offer preferential amount 1.6L manual comfortable version 2011 121900 111900 10000 preferential 1.
6L automatic Comfort Edition 2011 133900 123900 10000 preferential Netease car tab 408 look very French style [url=http://www.beatsbydreaudio.co.uk/]Dr Dre Headphones[/url]
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, slender body, 4680mm x 1815mm x 1525mm body size is the maximum.The iconic mouth design, lines and rich mellow radian is very gentleman.Elongated horizontal taillight design also do not have lasting appeal.Compared with the old section of the interior, 408 more simple and intuitive, easy to recognize.Power, 2011 Dongfeng Peugeot 408 using 1.
6 2 litre engine, and is equipped with 4 speed automatic and 5 speed manual transmission.Among them, 1.6 liter engine maximum power of 106 horsepower, the maximum torque of 8226 m 142N& #.The 2 l engine maximum power of 147 horsepower, the maximum torque of 8226 m 200N& #.
The Peugeot 4082011 2.0AT Deluxe Edition Review: Peugeot 408 from outside to inside everywhere body shows European cars style, elegant appearance of the sleek lines, interior use high-quality materials and sophisticated workmanship with a variety of security configuration, 408 for the three compartment sedan offers the best driving space, the largest field of vision and the best interior illumination.
Generally, 408 economic practicality is good.Click into the more information the Peugeot car buying address: Chengdu Jinjiang District happiness Merlin (Golden Port circuit across the ramp) phone: 028, 85912960 note: due to be the most changeful market price, price information in the article to date.
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2012年4月20日星期五
Moncler JacketsBlogs - James Chen - New Nike Air Force 1 Shoes Launched on Floswimming
Recently [url=http://www.moncleruksales.co.uk/]Moncler Jackets[/url]
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, new 1 Mid sale soon. This section mainly white leather tone. Shoes with a gray matte Wai and heel design. Black lining, SWOOSH and laces. Cool shoes to add some steady and introverted. Pure white color even more simple. Also provides a sense of well-coordinated and dirt performance. Perforated toe design provides good air permeability. The biggest bright spot is the fluorescent green Velcro brand logo and the classic 1 outsole. This section is now available in . If you like this shoes. That could think about it. This article comes from . Other Recommended hot:Coach OutletBlogs - Ren Zhuo Blogs on Floswimming
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, decadent ring ring rash sun sportsman immediately skyrocketing. polo t-shirts are your best choice.http://www.myclothesnet.com/goods-1924-Mens-polo-short-sleeve-T-shirt-Green-3.html Polo shirt is dressed with lapel and collar, the former imposing appearance, the latter quiet introverted, self-selection. Simple light-colored Polo Collar slightly weary journey immediately vitality and enthusiasm ignited.Relation links:Dolce Gabbana t shirt Burberry t…2012年4月16日星期一
Monster Online113e - User Profile
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| it's my lj |
| Olivia C. is o.chiii~ ? female ? 18 years of age ? I have one dog, and I call him boobs,[url=http://www.beatsbydresale.org/]Monster Online[/url], yani, sleepipotomus,[url=http://www.beatsbydresale.org/]Monster Online[/url], and Mr Politician. (most recently Kauffka) ? I like apples and peaches and green peppers and of course the relax bear Rilakkuma<3 |
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| ¡ãplaying: Final Fantasy X/ FF3/ Pokemon Platinum ¡ãreading: Little Children ¡ãdrinking: Ice Water ¡ãeating: Chips & Salsa, Apple slices with Peanut Butter,[url=http://www.beatsbydresale.org/]Monster Online[/url], and Corn Flakes & PB&J 'I liken myself to a rose in springtime.' I say random things, and they end up making sense. In my LJ, you might find every little hobby I enjoy mentioned at least once, and many pictures. Hope you enjoy<3 |
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2012年4月9日星期一
Dr Dre BeatsWhat a day at darlinglinda personal blog!
Thursday is destined to be the tiresome day in a week, since I accepted the giving of this class. I need to help; I need consultation; I need consolation; I need to reflect; a change in... Anyhow, something [url=http://www.beatsbydreheadphonesonline.com/]Dr Dre Beats[/url]
I have a dream to be the most popular teacher, just like Ji Xiangxiang at ZJU. I have to a dream to give a class, in which every student is eager to listen to me and takes up the seat from the first line, rather than the present situation of students thin scattered and busy with their own business, playing with the mobile phone or chatting with surrounding people.
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, though no specific information in mind so far.I have a dream to be the most popular teacher, just like Ji Xiangxiang at ZJU. I have to a dream to give a class, in which every student is eager to listen to me and takes up the seat from the first line, rather than the present situation of students thin scattered and busy with their own business, playing with the mobile phone or chatting with surrounding people.
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Coach BagsThe Android camp bedfellows system upgrade schedules dystocia - Internet - start state
Googlecamp becomes larger and larger ,but the major manufacturers of strange bedfellows ,advance and retreat is not an introduction :digital media news website PaidContent Monday published a signed for Tom · ;Krazit ( Tom Krazit ) analysis of the article said ,a number of Android manufacturers are unable to reach a consensus on the upgrade of the system there are many reasons ,one is the long existing Android decentralization ,on the other hand, manufacturers do not want to subject to Google ,in accordance with its own development strategy needs hope .
The following is the text of the article :try to make Android manufacturer in the end of this year to reach a consensus has become a thorny thing ,it also makes Google and its partners to convert this problem into a new year of preparation .
In the new year, Android is likely to continue to rule the intelligent machine market ,but manufacturers cannot when upgraded to Android mobile phone on the formal agreement ,they will once again to their own needs above the consumer demand peace station itself .
There had been many reports pointed out ,Android 4 upgrade schedules and 10major Android vendorsagree on when to Android mobile phone push system upgrade agreement has become elusive .At first glance ,compared to previous major upgrade ,the Android 4 upgrade already ahead of time ,but a number of manufacturers in upgrading to take aimless methods actually make new system upgrade work becomes laggard .
The first question is Android decentralization decentralization ,this problem has been proved for many times after several months .Last Friday ,Samsung says they don S mobile phone push Android 4 ,because the mobile phone hardware could not withstand the upgraded system as well as the Samsung TouchWiz custom user interface .
Other Android manufacturer also have their own custom user interface ,the interface to the hardware configuration of the demand is also slightly different, this will allow Google in partnership established between the mobile phone forced to upgrade the standard becomes extremely difficult, because the Motorola mobile phone may accept the new system requirements ,but Samsung mobile phone cannot .
If forced manufacturers to choose ,they are more like the independent development of user experience ,rather than Android upgrade .The role of alliance is the second problem is ,open mobile phone alliance does not seem to play a real role .
As a technical organization ,open mobile phone alliance this should be in numerous manufacturer to establish new standards efforts ,but mobile phone manufacturers and operators of the respective demand to push the development of Android ,rather than save most of manufacturer interest .
When we look back at the open mobile phone alliance established in 2007 initiallywebsite ,we can easily know the reason .When asked about the alliance members of the mission ,the open mobile phone union responded: &ldquo ;all members will be dedicated to the first platform for business success .
&rdquo ;the platform has been realized before this vision ,the next step to do is to convince those on Android investment consumer ,show that they don a new mobile phone ,you can obtain a new mobile phone function .
The long-term outlook is not optimistic but for Android long term development, this is not good .The third problem is that ,because the manufacturers to Google in May this year proposed &ldquo ;Promotion Committee recommended &rdquo ;not interested [url=http://www.coachbagsu.com/]Coach Bags[/url]
But Android won this year to build market share .Obviously, consumers want to get a iPhone substitute ,and include Microsoft Windows Phone 7 ,RIM blackberry ,other competitors in the short term may not rely on erosion of Android share growth .
It is unclear to general users for this upgrade debate how much attention .But Android partners to consider more long-term ,they need to carefully consider the investment 2012.Due to patent fee of repulsive and Google Motorola mobile trading concerns ,most manufacturers did not think that Google will insist that Motorola mobile independent operation .
Google had to allow access to the United States of America acquisitions and regulatory approval ,will maintain the Motorola mobile independent operation status .Not limited to Google even Google cashed the commitment ,they try to establish mandatory standard Android manufacturer also will face a difficult problem to solve .
Many manufacturers and Google signed a cooperation agreement to Android according to their own needs in the mobile phone to run on a Android system ,but not limited to Google ,avoid to appear like Microsoft company decades of rule PC field situation .
If Google and abide by them in the I / O conference commitment ,so its 10 partners( Verizon ,HTC ,Samsung ,Sprint ,Sony Ericsson ,LG ,Motorola ,T Mobile ,Vodafone and AT& ;T ) will be on May after the sale of mobile phone updated every 18 months in Android system .
Android manufacturers do not want Google behind urged them or damaging their business model ,this is reflected in the beginning of the reverse decentralization policy failure and the short-lived Nexus One online store .
But Android community there is still time to live up to their promises ,it is only available on May after the mobile phone to upgrade ,this is also the commitment set after the first large-scale upgrade .
Source by the beats by dre relate article：
The following is the text of the article :try to make Android manufacturer in the end of this year to reach a consensus has become a thorny thing ,it also makes Google and its partners to convert this problem into a new year of preparation .
In the new year, Android is likely to continue to rule the intelligent machine market ,but manufacturers cannot when upgraded to Android mobile phone on the formal agreement ,they will once again to their own needs above the consumer demand peace station itself .
There had been many reports pointed out ,Android 4 upgrade schedules and 10major Android vendorsagree on when to Android mobile phone push system upgrade agreement has become elusive .At first glance ,compared to previous major upgrade ,the Android 4 upgrade already ahead of time ,but a number of manufacturers in upgrading to take aimless methods actually make new system upgrade work becomes laggard .
The first question is Android decentralization decentralization ,this problem has been proved for many times after several months .Last Friday ,Samsung says they don S mobile phone push Android 4 ,because the mobile phone hardware could not withstand the upgraded system as well as the Samsung TouchWiz custom user interface .
Other Android manufacturer also have their own custom user interface ,the interface to the hardware configuration of the demand is also slightly different, this will allow Google in partnership established between the mobile phone forced to upgrade the standard becomes extremely difficult, because the Motorola mobile phone may accept the new system requirements ,but Samsung mobile phone cannot .
If forced manufacturers to choose ,they are more like the independent development of user experience ,rather than Android upgrade .The role of alliance is the second problem is ,open mobile phone alliance does not seem to play a real role .
As a technical organization ,open mobile phone alliance this should be in numerous manufacturer to establish new standards efforts ,but mobile phone manufacturers and operators of the respective demand to push the development of Android ,rather than save most of manufacturer interest .
When we look back at the open mobile phone alliance established in 2007 initiallywebsite ,we can easily know the reason .When asked about the alliance members of the mission ,the open mobile phone union responded: &ldquo ;all members will be dedicated to the first platform for business success .
&rdquo ;the platform has been realized before this vision ,the next step to do is to convince those on Android investment consumer ,show that they don a new mobile phone ,you can obtain a new mobile phone function .
The long-term outlook is not optimistic but for Android long term development, this is not good .The third problem is that ,because the manufacturers to Google in May this year proposed &ldquo ;Promotion Committee recommended &rdquo ;not interested [url=http://www.coachbagsu.com/]Coach Bags[/url]
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,Android becomes whirling .But Android won this year to build market share .Obviously, consumers want to get a iPhone substitute ,and include Microsoft Windows Phone 7 ,RIM blackberry ,other competitors in the short term may not rely on erosion of Android share growth .
It is unclear to general users for this upgrade debate how much attention .But Android partners to consider more long-term ,they need to carefully consider the investment 2012.Due to patent fee of repulsive and Google Motorola mobile trading concerns ,most manufacturers did not think that Google will insist that Motorola mobile independent operation .
Google had to allow access to the United States of America acquisitions and regulatory approval ,will maintain the Motorola mobile independent operation status .Not limited to Google even Google cashed the commitment ,they try to establish mandatory standard Android manufacturer also will face a difficult problem to solve .
Many manufacturers and Google signed a cooperation agreement to Android according to their own needs in the mobile phone to run on a Android system ,but not limited to Google ,avoid to appear like Microsoft company decades of rule PC field situation .
If Google and abide by them in the I / O conference commitment ,so its 10 partners( Verizon ,HTC ,Samsung ,Sprint ,Sony Ericsson ,LG ,Motorola ,T Mobile ,Vodafone and AT& ;T ) will be on May after the sale of mobile phone updated every 18 months in Android system .
Android manufacturers do not want Google behind urged them or damaging their business model ,this is reflected in the beginning of the reverse decentralization policy failure and the short-lived Nexus One online store .
But Android community there is still time to live up to their promises ,it is only available on May after the mobile phone to upgrade ,this is also the commitment set after the first large-scale upgrade .
Source by the beats by dre relate article：
Outlet Coach StoreSmall and medium-sized enterprise how to do well the management of cash flowFinanc
One,the current our country small and medium-sized enterprise cash flow management status at present, our country small and medium-sized enterprise occupies countrywide total of 99% enterprises ,to create the final product and service value than the 60% above of gross domestic product ,tax collection is about 50% of the total amount oftax revenue for the country ,with more than 75% of the post of town obtain employment .
By the end of 2006 ,the country with the small and medium-sized enterprises as the main body of the private enterprises import and export amount of $24364L ,an increase of 46.5% ,higher than the national growth rate of about 23 percentage points ,accounting for the import and export of up to 13.
8% .As the rapid development of SMEs ,supporting their cash flow is how to run ?( a ) high leverage financing form complex capital chain of small and medium enterprises due to low efficiency ,high risk and the integrity of the enterprise is low, and many banks are reluctant to give loans to small businesses or give a small amount of loan .
But the development of enterprises, capital is the indispensable &ldquo ;blood &rdquo ;.Enterprise had to look to the folk financing ,through the use of mortgage loans ,secured to each other ,usurious loan and other means of access to liquidity, also built an extremely complex network of funds ,financing lever to be amplified ,if one part of a problem ,will trigger a chain reaction .
( two) unreasonable investment decision-making guide the cash flow is reasonable flow of most of the small and medium enterprises in the development of short-term behavior ,market investment ,did not consider their own strength to support this decision ,cause capital without program flow .
Once the failure of investment project ,a large amount of money was sunk costs ,increased cash flow circulation risks .In the import and export trade of our country of a period of rapid development, foreign trade enterprises to use its low cost advantage in the international market to gain a better profit .
Their products are mostly low added value and low technology content .In sales is mostly used in the scale benefit .These enterprises to export the economic &ldquo &rdquo ;cake ;has the very strong dependence ,a large capital investment to expand production, while neglecting the development of the domestic market .
Eventually cash flow reproduction of the single channel ,once appear shrinking external demand ,will face the risk of funds and unable to return .( three) macro environment changes to the management of small and medium enterprises cash flow reduction the new labor contract law come on stage ,the credit crunch ,the appreciation of the RMB exchange rate to accelerate ,raise the cost of production ,raw materials prices and substantial reduction of export tax rebate and the change of macroscopical environment ,make medium and small enterprises in the hands of cash flow accelerated erosion cash flow management ,limits the flexibility .
The small and medium-sized enterprise cash flow management consciousness is poor ,long-term to make cash flow blind operation ,the potential risk is accumulated ,make any small &ldquo &rdquo ;frustration ;may buy enterprise at the edge of life and death .
Two ,the financial crisis on the small and medium-sized enterprise cash flow effects of the financial crisis .It is to point to a country or several countries and regions all or most of the financial indicators ( such as: short-term interest rates ,monetary assets ,securities ,real estate ,land ( price ) ,the number of business bankruptcy and the collapse of financial institutions ,the number of sharp ) and ultra-short-cycle deterioration .
The firm and financial crisis are closely linked ,the financial crisis led to the enterprise cash flow interruption, large quantities of enterprises ,so as to further expand the impact of the financial crisis and deepen the degree of impact .
The financial crisis from various aspects to the small and medium-sized enterprise cash produces huge impact ,especially for export-oriented small and medium-sized enterprises .( a ) of foreign demand acute to decrease, the insufficient domestic demand under the impact of the financial crisis ,a large number of foreign financial institutions closed down ,unemployment rate rises ,people adjusted lead consumption concept ,focused on saving ,consumption level of whole of decline .
According to the survey ,the textile and garment industry third ,four quarter orders decreased significantly ,the consumptive idea of American decline ,retailers place an order is reduced .
Outside the huge shrinkage causes the export of small and medium enterprises to domestic producers ,and increased in number ,and the level of demand did not improve, to domestic sales of hopelessness ,many commodity hoarding ,resulting in cash and unable to return ,the enterprise is in stop production condition .
Especially foreign dependence of enterprises, capital flow interruption prompted them to collapse .( two) the depreciation of the dollar ,the yuan appreciation at present our country foreign trade relative ,80%are in dollars, the dollar will lead to many small and medium-sized enterprises because of exchange rate change caused by the large shrinkage and the receivables exchange loss serious ,a lot of money to be &ldquo ;secure &rdquo ;make sustained operation cannot continue .
The enterprise is immersed in stop production condition .While the renminbi relative appreciation to make the enterprise loses the advantage of low cost, such as the use of price would only cause sales volume is further reduced, many enterprises have been withdrawn from the overseas market ,have quite one part low profit margin because the enterprise cash recovery can not be bankrupt .
( three) prudent lending banks ,enterprises are under way last year money credit contraction of the policy and the dual impact of the financial crisis ,banks to strengthen the credit risk management .
08 years in the middle of July, the China Banking Regulatory Commission officials had warned ,because domestic and international market environment changes, company stock increases in great quantities, benefit glides generally, funds is nervous with each passing day ,therefore, banks should pay attention to the prevention of the emergence of new risk .
According to statistics, in China sports shoes export base in Fujian city of Jinjiang this year in May ,1—financial institutions RMB loans 26790000000 yuan,than last year the corresponding period reduced 2680000000 yuan.
The enterprise &ldquo &rdquo ;lack of money if he thirst ;,make the folk interest rate rise ,enterprise sank into the &ldquo ;hematopoietic failure ,blood transfusion without &rdquo ;dilemma .
Visible ,small and medium-sized enterprise cash flow management and the development of the enterprise is out of line ,leading them in the face of the financial crisis that cannot withstand a single blow .
In three ,small and medium-sized enterprise cash flow management mode of the financial crisis that small and medium-sized enterprises exposed cash flow management deficiencies ,so how does the enterprise cash flow management ,the author puts forward the following suggestions: ( a ) preparing cash budget ,strengthen financial regulation cash budget cash flow management is the main content of medium and small enterprises ,financing ability is weak ,but should also do a cash budget .
Through the cash budget cash inflow ,outflow ,grasp the situation, timely make up the balance ,according to the production and operation of enterprises to establish their reserves system ,according to a certain sales revenue to extract a certain percentage of enterprise risk reserve ,for enterprises in the cash flow crisis by using fracture .
( two) strengthen the investment project evaluation ,positive to guard against the risk of investment enterprises should be based on its own strength ,avoid blind diversification in order to disperse the financial ,cut unnecessary branch ,take the professional core competence road .
For investment project evaluation mainly using discounted cash flow index ,use cash flow method to select investment scheme more reasonable and accurate, to put money into the industry development ,improve the industry hematopoietic function, increase cash flow quantity ,risk aversion .
Balance the development of domestic and foreign markets ,expand sales network route ,risk prevention .( three) adopt diversified financing channels ,to ensure that the filling cash flow of enterprises to improve the credit rating ,strengthen communication and cooperation with the bank ,to obtain bank loans .
To enhance the enterprise own strength ,access to issue bonds or stock financing opportunities .Timely use of national policy space of financing ,such as the central bank issued this year of non-financial enterprises in the inter-bank bond market bond financing tool management approach ,and not on the short-term financing bonds issued enterprises in policy allowed us to set up &ldquo &rdquo ;threshold ;for small and medium-sized enterprises ,which enter the inter-bank bond market provides the opportunity .
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And in September 11th 087 ,the Central Treasury Department identified six policy ,arranged a special fund for small and medium enterprises 3510000000 yuan,to help their healthy development .Enterprises should seize the government &ldquo &rdquo ;blood transfusion ;policy ,timely upgrade, optimize the product structure ,relying on scientific and technological innovation ,improve the value-added products .
The only way to broaden the market ,attract more customers ,invigorated the cash flow to &ldquo ;hematopoietic function of &rdquo .( five) strengthen enterprise management cash flow cash flow management consciousness is reasonable flow ultimately depends on the management .
Enterprise management personnel or cash flow ruler to timely training and update their knowledge of finance ,improving cash flow risk management awareness .In the strategy of the enterprise investment, should consider capital occupation rate and recovery rate, reduce the use cost of capital .
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By the end of 2006 ,the country with the small and medium-sized enterprises as the main body of the private enterprises import and export amount of $24364L ,an increase of 46.5% ,higher than the national growth rate of about 23 percentage points ,accounting for the import and export of up to 13.
8% .As the rapid development of SMEs ,supporting their cash flow is how to run ?( a ) high leverage financing form complex capital chain of small and medium enterprises due to low efficiency ,high risk and the integrity of the enterprise is low, and many banks are reluctant to give loans to small businesses or give a small amount of loan .
But the development of enterprises, capital is the indispensable &ldquo ;blood &rdquo ;.Enterprise had to look to the folk financing ,through the use of mortgage loans ,secured to each other ,usurious loan and other means of access to liquidity, also built an extremely complex network of funds ,financing lever to be amplified ,if one part of a problem ,will trigger a chain reaction .
( two) unreasonable investment decision-making guide the cash flow is reasonable flow of most of the small and medium enterprises in the development of short-term behavior ,market investment ,did not consider their own strength to support this decision ,cause capital without program flow .
Once the failure of investment project ,a large amount of money was sunk costs ,increased cash flow circulation risks .In the import and export trade of our country of a period of rapid development, foreign trade enterprises to use its low cost advantage in the international market to gain a better profit .
Their products are mostly low added value and low technology content .In sales is mostly used in the scale benefit .These enterprises to export the economic &ldquo &rdquo ;cake ;has the very strong dependence ,a large capital investment to expand production, while neglecting the development of the domestic market .
Eventually cash flow reproduction of the single channel ,once appear shrinking external demand ,will face the risk of funds and unable to return .( three) macro environment changes to the management of small and medium enterprises cash flow reduction the new labor contract law come on stage ,the credit crunch ,the appreciation of the RMB exchange rate to accelerate ,raise the cost of production ,raw materials prices and substantial reduction of export tax rebate and the change of macroscopical environment ,make medium and small enterprises in the hands of cash flow accelerated erosion cash flow management ,limits the flexibility .
The small and medium-sized enterprise cash flow management consciousness is poor ,long-term to make cash flow blind operation ,the potential risk is accumulated ,make any small &ldquo &rdquo ;frustration ;may buy enterprise at the edge of life and death .
Two ,the financial crisis on the small and medium-sized enterprise cash flow effects of the financial crisis .It is to point to a country or several countries and regions all or most of the financial indicators ( such as: short-term interest rates ,monetary assets ,securities ,real estate ,land ( price ) ,the number of business bankruptcy and the collapse of financial institutions ,the number of sharp ) and ultra-short-cycle deterioration .
The firm and financial crisis are closely linked ,the financial crisis led to the enterprise cash flow interruption, large quantities of enterprises ,so as to further expand the impact of the financial crisis and deepen the degree of impact .
The financial crisis from various aspects to the small and medium-sized enterprise cash produces huge impact ,especially for export-oriented small and medium-sized enterprises .( a ) of foreign demand acute to decrease, the insufficient domestic demand under the impact of the financial crisis ,a large number of foreign financial institutions closed down ,unemployment rate rises ,people adjusted lead consumption concept ,focused on saving ,consumption level of whole of decline .
According to the survey ,the textile and garment industry third ,four quarter orders decreased significantly ,the consumptive idea of American decline ,retailers place an order is reduced .
Outside the huge shrinkage causes the export of small and medium enterprises to domestic producers ,and increased in number ,and the level of demand did not improve, to domestic sales of hopelessness ,many commodity hoarding ,resulting in cash and unable to return ,the enterprise is in stop production condition .
Especially foreign dependence of enterprises, capital flow interruption prompted them to collapse .( two) the depreciation of the dollar ,the yuan appreciation at present our country foreign trade relative ,80%are in dollars, the dollar will lead to many small and medium-sized enterprises because of exchange rate change caused by the large shrinkage and the receivables exchange loss serious ,a lot of money to be &ldquo ;secure &rdquo ;make sustained operation cannot continue .
The enterprise is immersed in stop production condition .While the renminbi relative appreciation to make the enterprise loses the advantage of low cost, such as the use of price would only cause sales volume is further reduced, many enterprises have been withdrawn from the overseas market ,have quite one part low profit margin because the enterprise cash recovery can not be bankrupt .
( three) prudent lending banks ,enterprises are under way last year money credit contraction of the policy and the dual impact of the financial crisis ,banks to strengthen the credit risk management .
08 years in the middle of July, the China Banking Regulatory Commission officials had warned ,because domestic and international market environment changes, company stock increases in great quantities, benefit glides generally, funds is nervous with each passing day ,therefore, banks should pay attention to the prevention of the emergence of new risk .
According to statistics, in China sports shoes export base in Fujian city of Jinjiang this year in May ,1—financial institutions RMB loans 26790000000 yuan,than last year the corresponding period reduced 2680000000 yuan.
The enterprise &ldquo &rdquo ;lack of money if he thirst ;,make the folk interest rate rise ,enterprise sank into the &ldquo ;hematopoietic failure ,blood transfusion without &rdquo ;dilemma .
Visible ,small and medium-sized enterprise cash flow management and the development of the enterprise is out of line ,leading them in the face of the financial crisis that cannot withstand a single blow .
In three ,small and medium-sized enterprise cash flow management mode of the financial crisis that small and medium-sized enterprises exposed cash flow management deficiencies ,so how does the enterprise cash flow management ,the author puts forward the following suggestions: ( a ) preparing cash budget ,strengthen financial regulation cash budget cash flow management is the main content of medium and small enterprises ,financing ability is weak ,but should also do a cash budget .
Through the cash budget cash inflow ,outflow ,grasp the situation, timely make up the balance ,according to the production and operation of enterprises to establish their reserves system ,according to a certain sales revenue to extract a certain percentage of enterprise risk reserve ,for enterprises in the cash flow crisis by using fracture .
( two) strengthen the investment project evaluation ,positive to guard against the risk of investment enterprises should be based on its own strength ,avoid blind diversification in order to disperse the financial ,cut unnecessary branch ,take the professional core competence road .
For investment project evaluation mainly using discounted cash flow index ,use cash flow method to select investment scheme more reasonable and accurate, to put money into the industry development ,improve the industry hematopoietic function, increase cash flow quantity ,risk aversion .
Balance the development of domestic and foreign markets ,expand sales network route ,risk prevention .( three) adopt diversified financing channels ,to ensure that the filling cash flow of enterprises to improve the credit rating ,strengthen communication and cooperation with the bank ,to obtain bank loans .
To enhance the enterprise own strength ,access to issue bonds or stock financing opportunities .Timely use of national policy space of financing ,such as the central bank issued this year of non-financial enterprises in the inter-bank bond market bond financing tool management approach ,and not on the short-term financing bonds issued enterprises in policy allowed us to set up &ldquo &rdquo ;threshold ;for small and medium-sized enterprises ,which enter the inter-bank bond market provides the opportunity .
Diversity raises fund ,ensure adequate cash flow cash flow [url=http://www.coachbagsu.com/]Outlet Coach Store[/url]
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,improve the ability of risk prevention .( four) to seize the opportunity to improve the government policy support ,the ability to create cash flow of Chinese Ministry of Finance for small and medium enterprises cash flow is not the problem such as free ,to expand and guide the local finance on the development of small and medium-sized enterprises in financial support ,credit guarantee ,loan interest subsidy ,government procurement and other aspects of policy tilt ,and stop collecting the individual industry and Commerce Management and market management costs ,reducing the burden on small and medium enterprises .And in September 11th 087 ,the Central Treasury Department identified six policy ,arranged a special fund for small and medium enterprises 3510000000 yuan,to help their healthy development .Enterprises should seize the government &ldquo &rdquo ;blood transfusion ;policy ,timely upgrade, optimize the product structure ,relying on scientific and technological innovation ,improve the value-added products .
The only way to broaden the market ,attract more customers ,invigorated the cash flow to &ldquo ;hematopoietic function of &rdquo .( five) strengthen enterprise management cash flow cash flow management consciousness is reasonable flow ultimately depends on the management .
Enterprise management personnel or cash flow ruler to timely training and update their knowledge of finance ,improving cash flow risk management awareness .In the strategy of the enterprise investment, should consider capital occupation rate and recovery rate, reduce the use cost of capital .
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Ladies Monster HeadphonesChina University of Petroleum, Wang Zhen Tan finance professional education
the
Zhen of
: Hello, good netizens.
Host
Wang: The following is a brief, if they are ready for students to study section, you should prepare in advance what?Wang Zhen : I think Kaoyan in terms of, first of all, we should understand, or the direction of future development, according to its direction of development, as well as their own background, he learned professional situation, combined with their future planning, to determine what level of school, wanted to apply for apply for what kind of professional, that is, the first to know ourselves, and be able to inside at a future time, through their own efforts to complete a , or to achieve the ideal short-term goals.
host : again a brief look at College of Business Administration?
Zhen of: China Petroleum University School of Business Administration should be established in China since the relatively long school history a discipline, we are in 1956 when, at the time the Beijing Department of Industrial Economics, before the Cultural Revolution, we have the tenth student, along with the entire school later moved to Shandong Province in 1969, during the Cultural Revolution but also the country most of the management specialty, to stop enrollment and culture, 79 years later , we resume the industrial economics, so far, it should be said that the China Petroleum University, Beijing Institute of Business Administration covers the doctoral master's degree, of course, including our academic master's, including the Master of Engineering, project management, industrial engineering, including industrial and commercial Management, an MBA is, we also have undergraduate. The College of Business Administration in the economic management of the entire oil industry, or our specific in terms of the oil economy and oil management, should play a leading role, we should also say, for the country, especially as the National Development and Reform Commission, the State Ministry of Commerce, the National Energy Board, the policy research, including several major oil companies are playing a pillar of strength.
Host
: admissions professional and in previous years, enrollment, and the whereabouts of students after graduation can tell us about? Zhen of: We are currently academic graduate students, our School of Management has seven Master in enrollment, including financial and economics of the economics class [url=http://www.monsterheadphonesforsales.com/]Ladies Monster Headphones[/url]
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, management class management science and engineering, business management, accounting, including a Law class, economic law, seven Master of the type of professional, in fact, we also have engineering industries and project management, we also recruit an MBA. From the student point of view, from the students point of view, we should say that the earliest of Management Science and Engineering is 83 years, began to recruit graduate students, history is quite long, in terms of graduating students, we are now on the graduate students do. good should have been doing, like the China National Offshore Oil Corporation's chief accountant, most of the speaking in the 1980s, these graduate students graduated from the early nineties have been in to this mid-level cadres of the large enterprises of our oil bureau-level cadres are a considerable number of students in recent years is concerned, because the market of the entire oil industry, international, more and more of our students go abroad to these oil companies overseas project, we have increasingly The more students into private enterprises, to do some oil services, marketing companies, with market-oriented internationalization of the oil industry, our students' employment is also increasingly diverse. Of course the other way round, the source of our students are also more diversified.Host
: How do you cultivate your own with a graduate student?Wang Zhen : I think in terms of the Master, is now in China is concerned, as a whole in a crevice of my own graduate school recruit in the financial, academic , but it is a two-year, in fact in two years time, we locate the academic, but most students did not really engaged in academic research after graduation, in this case, we should train students how to, too much to emphasize this academic issues, may enable students after graduation and future work, there is a difference, but to say that too much emphasis on the goal of this very practical, in fact, this is not the culture, I understand, certainly in the strike a balance between these two. In other words, take the students in terms of finance professionals, through two years of study, you must have the basic theory and basic knowledge of the finance, through the intermediate involved in the research and internship opportunities, and short-term work quickly understand encountered in practice problem. Take the school in terms of our financial, our University of Petroleum recruit a finance professional, I study finance PhD, I know the business administration training finance, we may think that not everyone should go there to read, should not be read here. But he is more universality, more to the bank financial institutions to go to work, and our culture to finance less than we recruit more around the energy industry, such a feature, how to combine with the financial organic. Such as the Shanghai Futures Exchange, there is an agreement between us, our students will be selected each year to graduate students to his course requirement, and to guide our graduate. In the oil industry, which many financial institutions, insurance, banks, together with them to guide our students. So these two aspects, both stressed that the basic things, also stressed that the practice, but also stressed that the characteristics of the industry, our students are still very popular with institutions or enterprises, when civil servants is to be welcomed.
host : Do you welcome other students to cross-grasping also apply for the finance professional?
Zhen of: Each year, we students inside some cross-professional, such as graduate students graduating this year is concerned, the original is to learn of the chemical machinery, he also worked for several years, and later on our financial test to school, graduating this year, assigned to a trust and investment companies, in fact, this is a substantial multi-disciplinary, there are a lot of inter-institutional, the original is not in the oil industry, there are also many other comprehensive university, or Financial institutions. From the university perspective, we welcome He studied a variety of professional, originally from a variety of schools, of course, may come from different backgrounds students, you need to adapt to or need to fill some of the relevant courses.
Host
: There are a lot of candidates will be asked to contact when the most suitable tutor? Zhen of: I personally feel, early of course and mentor, and teacher contact is necessary, but the fast pace of life, the teacher is also very busy time, and sometimes not necessarily with good communication, I suggest that at an early stage, if what the teacher would like to contact, or recommend more to ask something about the direction of the profession, the professional background of things, to determine their own learning professional. The real election is more important mentor in no hurry, so after the exam finished the future, after the results came out, the specific contact with the tutor may be more meaningful.
host : the program immediately near the end, the end of the program to invite the teacher to say a few words with the majority of users.
the Zhen of: I personally feel that graduate school is not a goal in itself, and graduate school is a stage in our life development process, so neither too high expectations for graduate students, but should be very seriously, so that your heart good, heart goal in the future through their own learning through their own efforts to adapt to this environment, the future will have greater success, so do not give yourself too much pressure. must be the hearts of ideals, goals, so that looking back to this period of life, will be very rewarding.
host : Thank you very much the arrival of Wang busy schedule, thank you friends of our program concerned about the next goodbye, thank you.
Zhen of: Thank you.
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, zinc and protein...these are all to aid recovery time so you will be able to work harder the next day and not feel as tired. i use to swim in england for Loughborough University and also have trained with the U of A squad a few years back. to be completly honest if you want to take supplements to aid your training make sure you choose the right one cause some protein shakes have banned substances in. i have heard some swimmers take a supplement called Norateen which is similar to creatine but stronger, if this is taken on the day of a drug test you will fail. there are plenty of legal herbal remedies on the market which are safe to use for training purposes and will also have no effect on your body. i wouldnt recommend taking supplements until you are fully developed and in a proper training programme.but at the end of the day in order to succeed in anything you do you need to be in the right mind frame and if your not no supplement will be able to help you.